Lending & Working Capital

from curvestone import Agent

agent = Agent()

result = agent.check(
    case_type="personal_loan",
    depth="comprehensive",
    modifiers=["vulnerable_customer"],
    documents=[
        open("application_form.pdf", "rb"),
        open("income_evidence.pdf", "rb"),
    ],
    reference="LND-2026-00293",
)

1{
2  "id": "job_4wNr8kHvP1",
3  "type": "check",
4  "status": "completed",
5  "triage": "amber",
6  "reference": "LND-2026-00293",
7  "processing_time": "162s",
8  "scoring": "rag",
9  "checks": [
10    { "name": "Affordability Assessment",  "triage": "green" },
11    { "name": "Creditworthiness",          "triage": "green" },
12    { "name": "Vulnerability Assessment",  "triage": "amber" },
13    { "name": "Responsible Lending",       "triage": "green" },
14    { "name": "Persistent Debt Risk",      "triage": "green" }
15  ],
16  "findings": [
17    {
18      "severity": "amber",
19      "check": "Vulnerability Assessment",
20      "finding": "Application notes indicate the customer recently experienced a significant life event (bereavement). The file does not document how vulnerability was assessed or what additional support was offered during the application process.",
21      "remedial_action": "Document the vulnerability assessment conducted, including what indicators were identified and what adjustments were made to the sales process. Record any additional support offered to the customer in line with FCA CONC 2.10 guidance."
22    }
23  ],
24  "cost": "£8.00"
25}